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0% balance transfer credit card offers can help you save hundreds or thousands in interest charges with anywhere from 12 to 24 months of 0% interest on a transferred balance. In most cases, you will need very good to excellent credit to qualify for a 0% balance transfer offer. Keep in mind many credit cards have a 3-4% balance transfer fee that can eat into your savings, but some cards waive the balance transfer fee for the first few months.

Here are the longest 0% balance transfer credit card offers currently available.

Chase Slate

The Chase Slate card has one of the longest 0% APR offers with a 0% introductory APR on balance transfers and purchases for 15 months. To sweeten the pot, the Chase Slate waives the balance transfer fee for the first 6 months to save even more. Considering the standard balance transfer fee is 3%, this saves you $30 per $1,000 transferred right away. The Slate card also has no penalty APR so you won’t get hit with an interest rate increase just for making a late payment.

Alliant Credit Union Visa Platinum

alliantThere aren’t many cards that waive the balance transfer fee, but the Alliant CU Visa Platinum is one of them. This card doesn’t have as long of a 0% intro offer as the Chase Slate, but it’s also easier to qualify for and it has a lower regular interest rate of 9.49% to 21.49%.

To qualify for the Alliant CU card, you will need to become a member of the credit union by being a retiree or employee of certain organizations, a relative of a current Alliant member, working or living in select cities in Illinois, or contributing at least $10 to Foster Care to Success.

Citi Simplicity

Want a solid, no-nonsense credit card you will still use once you pay off your transferred balance? Look no further than the Citi Simplicity. The Simplicity has a very long 0% interest period of 21 months on balance transfers, but you will still need to pay the 3% balance transfer fee. This can still be worth it compared to the Chase Slate if you’re transferring a large balance or need longer to pay it off.

0-balance-transfer-credit-card-offers-1Along with its great balance transfer offer, the Citi Simplicity is the only card with no late fees, no annual fee, and no penalty APR. It also offers shopping benefits like Citi Price Rewind and Extended Warranty Protection.

BankAmericard Visa

If you already bank at Bank of America, you may want to consider the BankAmericard Visa, which has Bank of America’s lowest available interest rate of 11.24% to 21.24%. For the first 18 months, you can enjoy the 0% intro APR to save hundreds on a transferred balance. This is one of the longest 0% deals available. Just keep in mind the card does have a 3% balance transfer fee, although you don’t have to pay an annual fee.

Capital One QuicksilverOne

If your credit is less than perfect, you won’t qualify for most of the above credit cards. A good alternative for people with poor to fair credit is the Capital One QuicksilverOne card. This card earns an unlimited 1.5% back on purchases and has a $39 annual