You might be surprised to learn that Amazon has several credit card offers that consumers may take advantage of, and of course, each comes with its own perk. Having an Amazon credit card is advantageous because you can use it solely for Amazon purchases, which helps keep your other credit cards open for emergencies whereas you can use your Amazon card for online shopping. When you pair it with other special offers such as Amazon Prime, you can also take advantage of free two-day shipping.
Amazon.com Rewards Visa Card
With this particular credit card, you can begin using it as soon as you’re approved and you can even receive a $50 Amazon.com gift card to use. There’s no annual fee and the card offers cash back with various types of purchases–even if you use it at other places such as the gas pump or certain restaurants. You can use your rewards to offset the balance at checkout by redeeming your cash back earnings, which saves you money right off the bat every time you use it. With over 19,000 reviews, this card earns a 4.3-star rating out of a possible 5 stars.
Discover with Cashback Match
If you’re a fan of Discover cards, you can take advantage of some serious rewards with this card. It’s possible to earn up to 5% cash back with certain purchases, and you can redeem your rewards at any time for any amount. Consumers who take advantage of this card also receive free monthly FICO scores with each monthly statement as well as online. There’s no annual fee and with over 420 reviews, this card has a 3.9-star rating out of a possible 5 stars.
Amazon.com Store Credit Card with Synchrony Bank
One of the nicest perks about this card is that eligible (Amazon) Prime members can earn 5% cash back and special financing offers for certain purchases. If you’re planning on making a large purchase in the near future, you can save on interest charges. Depending on how much you’re going to spend, you can earn anywhere from 6-24 months worth of special financing, and there’s no annual fee. With over 66,000 reviews, this may be one of the most popular Amazon cards out there and it earns a solid 4 out of 5-star rating.
It seems that no matter which credit card option Amazon offers you, almost all of them have some special benefit that makes each offer unique. You can search to find the perfect card for you by choosing what type of consumer you are (business, personal, student), what types of benefits are most important to you (cash back, travel rewards, etc) and even search by card type (Visa, Master Card, Discover or American Express). Some considerations that you might want to keep in mind are interest rates and review ratings. Look at the highest rated reviews to see what people love about their card and look at the negative to see what complaints are most often reported. Ultimately, you’ll have to decide which card is best for you and your needs.