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Business owners require a credit card to help with expenses when operating a business. Whether it’s a small business or a large one with many employees with their own expense account, there are several business credit cards beneficial to all who apply. They offer the best terms, the best rewards, and the best customer service. All cards offer varying interest rates based on credit worthiness of 14.24% to 24.24%.

Ink Cash Business Credit Card from Chase

ink-business-preferredThis is the best card for small businesses who are just getting started. It’s inexpensive because it carries no annual fee, and it also has a great reward system. All new cardholders are able to earn a $300 cash back bonus by spending $3,000 in the first three months they open their account. They’re also able to earn 5% cash back on all business supply, cell phone, and internet purchases up to $25,000 per year. Other benefits include:

  • 2% cash back for every dollar spent at gas stations and restaurants
  • 1% cash back on all other purchases
  • No interest for one year
  • Employee cards are free

SimplyCash Plus Business Credit Card from American Express

simplycash-plus-business-credit-card-from-american-expressWhat makes this card so nice to have is the lack of annual fee. It’s great for businesses who want to get started with minimal cost. Everyone who carries this card is going to earn 5% cash back on all purchases made at business supply stores, phone companies, but it also offers something unique. All other purchases are worth 1% cash back, but this card allows you to choose one category in which to earn 3% cash back. It can be any category from airline purchases to gas station purchases to restaurants or car rentals. Other benefits include:

  • Earn $250 cash back when you spend $5,000 in the first six months of opening the card
  • Earn $250 cash back when you spend $10,000 in less than one year
  • No annual fee

Bank of American Cash Rewards for Business MasterCard

bank-of-american-cash-rewards-for-business-mastercardThis card is great for businesses who don’t want to pay annual fees and want to earn significant cash back. This card is going to provide all cardholders with a $200 statement credit for spending only $500 in 60 days. Other benefits include:

  • Earn 3% cash back at gas stations
  • Earn 2% cash back at restaurants
  • 1% cash back everywhere else
  • You can redeem cash back as a statement credit or as a deposit into any Bank of America savings or checking accounts in the business name

Each of these cards is designed to provide business owners with a chance to earn credit without paying an annual fee. There are dozens of business credit cards available for those who want them, but these are rated among the best by business owners all over the world. Each one offers significant cash back savings, rewards, and excellent terms for business owners with good to excellent credit scores.