Having the right credit card for your needs is crucial. If you are looking for new credit card offers, you might want to consider one that includes plenty of rewards. Here are some of the best rewards credit cards available.
The Discover it Cashback Match credit card requires you to have good to excellent credit. With this card, you get zero annual fees, an introductory zero percent APR for the first 12 months on purchases and balance transfers and access to your FICO score for free online and in your monthly statements. After the initial 12 month period, your APR increases to between 11.24 to 23.24 percent. One of the best rewards of this credit card is that you can automatically match all the cash back earned in the first year you have it. You can earn five percent cash back on purchases at department stores, Sam’s Club and Amazon up to $1,500 by the end of the years and another one percent on all other purchases. Your cash back rewards never expire.
The Chase Sapphire Preferred Card is a Visa that has an initial zero dollar annual fee that increases to $95 after the first year. You have to have good to excellent credit to qualify for it. There are no transaction fees and you can earn 50,000 bonus points after spending $4,000 in purchases within the first three months of opening your account. This is a great credit card for travelers and allows you to use points toward your travels. Get double the points on travel and eating out at restaurants everywhere in addition to one point on every dollar you spend on other purchases. Earn 25 percent value upon redeeming your points for airfare, car rentals, hotels and more. The card carries an APR of between 16.24 to 23.24 percent.
The Capital One Venture Rewards credit card has a regular APR of 13.24 to 23.24 percent with no annual fee for the first year. Afterward, the fee is $59. You can earn a bonus of 40,000 miles when you spend $3,000 within the first three months of holding the card. Use it to fly on any airline or stay at any hotel at any time. Your miles never expire. You must have good or excellent credit.
The Citi Hilton HHonors Visa Signature Card has no annual fee. It lets you earn 75,000 points after purchases of up to $2,000 are made in the first three months and carries an APR of 15.49 to 19.49 percent. Earn six points for every dollar spent at qualifying hotels and three for each dollar spent on purchases at gas stations, supermarkets and drugstores. You can also get two bonus points on each dollar spent on all other purchases. Excellent credit is needed to qualify for this card.
This card has a zero percent introductory APR for the first 12 billing periods. The APR is 15.24 to 23.24 percent afterward. You must have good to excellent credit and there are no annual fees. Earn 1.5 points per dollar spent on all purchases and 20,000 online when you purchase $1,000 in items within the first 90 days. You can redeem points for a statement to pay for flights, rental cars, hotels and more. You can even get 10 percent in additional customer points on all purchases made if you have an active savings or checking account with Bank of America.