It’s a Great Time to Get That New Card
Right now, with interest rates at historic lows and credit card companies vying for your business like never before, it is an incredible time to take advantage of one of the many grandiose rewards credit card sign-up offers that are available.
Chase Sapphire Reserve
While the Sapphire Reserve Card by Chase is admittedly quite difficult to get if you don’t have incredible credit, this card comes with a whopping 100,000 points bonus offer if you get approved and spend $4,000 within three months. That is equivalent to $1500 in airfare travel.
Keep in mind, there is a $450 annual fee for using this card, but Chase will automatically reimburse you for up to $300 in travel (i.e. airfare or hotels) every year!
American Express Blue Cash Preferred
During this festive, holiday-filled season, American Express is coming on strong with a great promotional offer. If you sign up for the Blue Cash Preferred Card by American Express and spend $1,000 within three months of opening the account, you will get $150 cash back.
Then, it gets even better. Apply by January 11, 2017, and you will get 10% cash back on all Amazon purchases for six months worth up to $200! Besides that, this card offers a cool 6% cash-back at supermarkets, 3% cash-back on gas purchases, and 1% back on all other purchases. The $95 annual fee is well worth it in our opinion for all that you save.
Chase Freedom Unlimited
One of the easier cards to get approved for, the Chase Freedom Unlimited Card is currently offering a smooth $150 cash-back when you spend $500 within three months of account opening.
On top of that, there is no annual fee for using this card, and you will be able to collect a solid 1.5% cash-back on every purchase at any location.
Capital One Venture Rewards
The Capital One Venture card is another staple item for those looking to gain a nice sign-up bonus. It has a $0 annual fee for the first year ($59/year after that) and offers 40,000 bonus points if you spend $3,000 within three months of account opening. That is equivalent to $400 in free travel money!
Finally, for those looking for extreme simplicity, the Discover It Card may be your answer. The Discover card comes with an easy 1% cash-back on all purchases that you make, and it also sports rotating 5% categories throughout the year.
Right now, the 5% cash-back category allows you to save money at department stores and Amazon.com through the end of the year. The best part about this card? They are offering a cash-back match on all of the cash that you earn back from spending during your first twelve billing cycles. That can really add up!
Hopefully, this list has helped you to identify what cards you could sign up for to save money during the holidays. If you are interested in learning more about what is out there, we encourage you to check out Nerdwallet’s complete list of current credit card sign-up offers.