Discover is the third largest credit card issuer in the U.S. with almost 50 million cardholders and it issues its own credit cards, unlike Visa and Mastercard. Discover has a wide range of credit cards for consumers with bad to excellent credit, although it’s best known for its rewards cards. Here are some of the best Discover credit card offers currently available.
Discover it Card
The Discover it card is one of the most popular rewards cards with a highly rated rewards program. Earn 5% cash back on up to $1,500 per quarter in popular rotating categories like home improvement, Amazon.com, and entertainment and 1% cash back on everything else — all with no annual fee.
The Discover it card doesn’t have a traditional signup bonus; instead, all of the cash back you earn during your first year as a cardholder is automatically doubled at the end of the year. The card also has a 0% intro APR for 12 months on purchases and balance transfers.
Discover it Miles
With the Discover it Miles card, you can earn 1.5x miles on every $1 you spend with no annual fee and no limits. Use your miles to fly on any airline or book any hotel with no blackout dates or restrictions. Your miles can be redeemed for statement credits against travel expenses like airfare, hotel stays, cruises, car rentals, and more, even if you book through a third-party discount site.
All miles you earn during your first year as a cardmember is automatically doubled at the end of the year. This means if you spend $15,000 during the year and earn 22,500 points, it will be automatically doubled to 45,000.
Discover it Student Card
The Discover it card for Students features the same great rewards program as the standard Discover it card with 5% cash back earned on rotating spending categories and 1% back on everything else with no annual fee. The card also includes perks designed just for students.
Get a $20 cash back bonus every school year you maintain a GPA of 3.0 or higher for up to 5 years. At the end of your first year as a cardholder, all of the cash back you have earned will be automatically doubled. Redeem your rewards any time you want and in any amount.
Discover it Chrome Student Card
The Discover it Chrome Student credit card has no annual fee and earns 2% cash back at gas stations and restaurants on up to $1,000 per quarter plus 1% cash back on all other purchases. Like the Discover it Student card, this credit card gives you a $20 cash back reward when you maintain a 3.0 GPA or better for up to 5 years. All cash back earned during the first year is also doubled at the end of the year.
Discover it Secured Card
If your credit score is less-than-stellar, you may still qualify for a Discover it card. The Discover it Secured card gives you access to the popular Discover it rewards program with 2% cash back on popular categories plus 1% back on everything else with no annual fee. You will need to secure your credit limit with an equal deposit of at least $200. With responsible credit use, your deposit will be returned and your card can be converted to an unsecured credit card.