No matter what your credit history, or if you are new to credit, you might want to look into a MasterCard if you need a new credit card. They are accepted at millions of vendors from all over the world. Here are some of the best MasterCard credit card offers for consumers.
The Capital One Platinum Credit Card is a MasterCard that carries no annual fees. It is appropriate for people who have fair credit and allows the user to have a higher line of credit after making five monthly payments on time. The APR is 24.99 percent and you can have 24/7 access to your account. One of the perks of the card is that you get fraud protection if it is lost or stolen. Choose your monthly payment date for your convenience and pay your balance off via check online or at your local bank. You can even do your banking online via your smartphone with the mobile app. With responsible usage of this credit card, you can gradually improve your credit.
The BankAmericard Credit Card offers a zero APR for the initial 18 billing cycles for all balance transfers made within the first 60 days of opening your account. After that time frame, the amount increases to 11.24 to 21.24 percent on your purchases and balance transfers and there is a three percent or $10 fee on balance transfers. Save on your interest when you transfer the balances from another card to this one. There is no annual fee and you can get access to your FICO credit score for free online and through the mobile app. You need good to excellent credit to qualify for this MasterCard.
If you are a big baseball fan, the MLB BankAmericard Cash Rewards MasterCard is undoubtedly the credit card for you. You must have good to excellent credit to qualify for it. There are no annual fees and you can enjoy an introductory zero percent APR for the initial 12 billing periods on both purchases and balance transfers. Afterward, the APR increases to anywhere from 13.24 to 23.24 percent. You can customize this credit card with the team of your choice and earn a $100 cash reward after spending at least $500 on purchases within the first 90 days of opening your account. Earn one percent cash back on all purchases, two percent on purchases at grocery stores and wholesale clubs and three percent on gas toward $2,500 in combined purchases every quarter.
The MasterCard Gold Card users must have good or excellent credit to qualify for it. There is an annual fee of $995 and a regular APR of 15.24 percent. The APR is zero for the first 15 months on balance transfers. Earn a $200 airline credit each year toward specific airline purchases and double your points when redeeming them for airfare.
The Best Western Rewards MasterCard has no annual fees and an APR of 18.99 or 22.99 percent. You can earn bonus points for purchases and when you stay at a Best Western hotel. Good credit is required in order to qualify for this credit card.