If you do your banking with US Bank and need a credit card, you have a few options. There are a variety of credit cards available that include perks such as cash back, travel rewards and more. Be sure to browse through the details of each of these US Bank credit cards so that you can opt for the one that best suits your needs.
With the US Bank Cash+ Visa Signature Card, you will have an introductory zero percent APR on balance transfers for the first 60 days of opening your account. After that time frame, the APR increases to between 13.24 to 23.24 percent. There are no annual fees. To qualify for this credit card, you must already have an account open and in good standing to reap the rewards it offers. Earn five percent cash back on the first $2,000 you spend each quarter, two percent on your everyday purchases and an additional one percent on other purchases.
The US Bank FlexPerks Gold American Express Card is one of the best travel credit cards available through US Bank. It has a zero percent APR during the initial period that then increases to between 14.24 to 24.24 percent afterward. The card carries an annual fee of $85 and a three percent or $5 fee on balance transfers. Earn triple FlexPoints when you dine at restaurants, two FlexPoints on purchases made at airlines and gas stations and one FlexPoint on each dollar you spend on other purchases. With this American Express card, you also get $25 in airline allowance and complimentary Boingo Wi-Fi where available.
The REI MasterCard is a special retail rewards credit card that has no annual fee and an introductory APR of zero percent. After the initial period, that will increase to 11.24 to 23.24 percent. Earn five percent cash back in bonuses each time you shop at REI stores, two percent cash back on grocery purchases though March 31, 2017 and one percent cash back on other purchases. There is a three percent or $5 charge on balance transfers as well.
If you are interested in a credit card that carries a low introductory APR, look no further than the US Bank Visa Platinum Card. It has a zero percent APR for the first 12 billing cycles toward both purchases and balance transfers. After that time frame, the APR increases anywhere from 10.24 to 21.24 percent depending on your usage of the card. There are no annual fees, but you will be responsible for a three percent of $5 fee on balance transfers.
The US Bank Cash 365 American Express Card has absolutely no annual fees. It has a zero percent APR on balance transfers for the first 12 billing periods, with the amount increasing to 13.24 to 23.24 percent thereafter. In addition to the introductory APR, another nice perk of this credit card is that you can earn a 1.5 percent cash back bonus on all net purchases. The bonuses are unlimited.